What Are Annuities?

An annuity is a contract between the investor and the annuity company, which is typically an insurance company. The terms of the agreement are that the investor will make regular payments to the annuity provider until a specified amount is reached. Once that amount is reached the annuity company will begin making payments (or make payments at a specified future date) to the investor at an agreed upon rate.
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Are Variable Annuities Right For You?

Variable annuities work similarly to regular fixed annuities in that they are a contract between you and the annuity issuer (usually an insurance company) where the issuer makes regular payments to you on a scheduled basis.

The difference is that variable annuities are tied to some kind of investment vehicle which will give you a higher return over their fixed counterparts. [Read More...]

How To Buy Annuities

This is a post on how to buy annuities